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That could benefit your brain AND your wallet! Researchers found cranky-pants people tend to pay more attention to what’s going on around them, and ask more questions, which gives them better memories and sharper minds. It also reduces their risk of being scammed, like when a criminal calls or emails, pretending that your bank or credit card company requires verification of financial information. While happy people tend to float on a cloud of positive emotions and exert less brainpower… making them much more likely to take mental shortcuts, and get taken in by a con.