Specifically, 3 degrees colder. According to the University of Utah, women naturally store more fat in their torsos than men. That boosts blood flow and protects a woman’s vital and reproductive organs – so they don’t freeze to death, and she can carry on the human race. But it leaves a woman’s hands and feet chilly. So, next time you hold hands with your partner and he says, “Your hands are always freezing,” now you know why.